Protocol V1 Live on Polygon

Capital Efficiency for
Prediction Markets.

Unlock liquidity from your Polymarket positions without selling. Borrow USDC against your outcome shares or earn yield by funding loans.

$1.2M
Total Liquidity
4.8%
Supply APY
12k+
Active Loans
<1s
Settlement

The Liquidity Paradox

Traditional State

Trapped Capital

You hold $1,000 in a winning position (e.g. "Bitcoin > $100k"). The event ends in 6 months. Your capital is frozen. To get cash today, you must sell early and forfeit your future profits.

Illiquid Locked

PolyLoans State

Liquid Leverage

Deposit your position into the PolyLoans Vault. Borrow $500 USDC against it immediately. You keep the exposure. You keep the upside. You get the cash.

Instant Cash Retain Upside
01

Request

Connect your wallet to auto-scan your Polymarket portfolio. Select a position and request a loan (e.g. "Pledge 1k shares for $500").

02

Negotiate

Lenders browse the feed. They can fund your request instantly or propose a counter-offer (e.g. "15% APR"). You click "Accept".

03

Escrow

The Smart Contract atomically swaps assets. Your shares are locked in the Vault. You receive USDC in your wallet instantly.

04

Resolve

Repay the principal + interest to unlock your shares. If the loan expires, the lender can click "Seize" to claim the collateral.